One Planet Awards Honors Troy McQuagge for his Outstanding Contribution

Troy McQuagge was named Gold Winner as the CEO of the year in the latest chapter of the One Planet Awards. The awards are highly coveted and seek to reward professional and business excellence across the world both in the private and public sector. All organizations are eligible to submit their nomination requests, and there is no discrimination regarding an organization’s size or years they have been in business and original source.

Since his appointment at the helm of USHEALTH, McQuagge has set upon transforming the health insurance group. Appointed just in 2010, the current CEO led the company to unprecedented success with soaring profits and a huge customer base. The group’s market niche is highly competitive, and that might serve to explain McQuagge’s joy at being declared the recipient of the award.

In his acceptance speech, McQuagge expressed gratitude for being honored with the prestigious awards. The CEO was also in praise for the entire USHEALTH team and asserted that the feat demonstrates his group’s focus to providing innovative solutions to the healthcare affordability problem, therefore, growing customers’ healthcare needs.

About One Planet Awards

One Planet Awards are dedicated in their quest to reward organizations for their professional and business excellence. The awards are divided into categories that honor not only entire companies but also individual departments and services within the firms that have been ahead of their peers.

About USHEALTH Group Inc.

USHEALTH Group Inc is a health insurance group based in Fort Worth Texas that has a commitment to providing coverage to self-employed persons and small and middle enterprise investors. The group has the aspiration of combining the talents of its employees and agents to provide affordable insurance covers that will also rival what their competitors offer while still offering customers an exceptional experience in all aspects.

About Troy McQuagge

Troy McQuagge has had a long-running career in the insurance industry. Most of his notable contributions in the industry have however been in the Captive Insurance sector where he has demonstrated exemplary leadership of groups that have produced quality products. Troy McQuagge is a graduate of Central Florida University from which he holds a B.A degree and has previously worked with other top insurance firms before joining USHEALTH Group Inc.

More visit: http://www.ushacareers.com/hope/

Equities First – How Great Recession Influenced Borrowers into Seeking Alternative Lending Services

During the house bubble period that led to financial crisis, proof of assets and income were de-emphasized and loans shifted from being fully documented to low documentation then to no documentation. Some effects of the subprime mortgage entailed people having no jobs, no income, and no verification of mortgage required. The loans were informally referred as “liar loans” as they motivated borrowers to become less honest during their loan application processes.The US housing bubble final years saw that took place in 2006 to 2007 witnessed collapsing of mortgage underwriting standards. There is enough proof that the GSEs due to their market power and big size contributed much in policing underwriting by originators which forced underwriters into repurchasing defective loans.

On the other hand, private securitizers remained less effective and aggressive in recovering originators’ losses on behalf of investors. The period likewise witnessed predatory lending where unscrupulous lenders enticed borrowers into engaging with unsound and unsafe loans for unsuitable purposes. Today the menace has affected banks and lending institutions whereby the institutions have tightened their loaning rules and terms by even increasing their interests’ rates. Borrowers have found it easier to seek financial help from other modern kinds of lending and Equities First is one of the companies that have been offering associated services to potential borrowers. With 15 years of giving stock-based loans, Equities First is keen in providing the best services to borrowers in need of alternative lending services.

During recession, a classic bait-and-switch technique was applied by Countrywide Financial, marketing low interest rates for buys interested in home refinancing. The loans were protected by detailed contracts and also swapped by expensive loan products during the closing day. Advertisements stated that 1% or 1.5% of interest rates would be charged, but consumers would be put into ARM (Adjustable Rate Mortgage) where the interests charged would be much higher than that in mortgage systems, hence creating negative amortization. With wide years of experience and good reputation, Equities First still spearheads in providing clients with stock loans which are affordable and easier to apply.

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Christanna Bevin Understands The Project Management Cycle

One of the most difficult things to do in business is to successfully manage the completion of a project. It takes a lot of planning to successfully compete a project. The bigger the project. The more planning that is needed. The bigger the project. The more people that need to be involved. The bigger the project. The more problems that need to be handled.

Overseeing a project, no matter how big or small is a challenge. It takes a certain type of person to be able to take a project from the development phase to the completion phase. A project manager must be able to be analytical and a people person at the same time. Being able to handle the thought process needed for project management without being able to handle the people side will usually not work very well.

However, the individual must be able to communicate the plan to the people who will be working to complete the plan. A project manager who has an excellent reputation as a people person and as a professional who understands the project management cycle is Christanna Bevin.

Project management is in all sectors of business. While many people think of project management in areas such as construction, the concept of project management is everywhere. People use project management on a daily basis. However, it takes someone who understands project management and how to get a project completed to successfully manage a project. There are many layers to a project. Project managers must be able to handle each layer successfully to ultimately be able to complete a project successfully.

Christanna Bevin is one of these people. Christanna Bevin has a firm understanding of project management. Just as important, she is very good with people. She is able to communicate her ideas and thoughts regarding projects very well. In addition, she likes people. Christanna Bevin realizes that people complete projects, and a project manager must be able to get along with the people and clients involved with projects.