How a Financial Service Company Grew From $50 to $75 Million in Six Months

NexBank Capital Inc. just recently publicized an increase in their amount of its private placement of senior unsecured notes. The increment ranged from $50 million on March 8, 2016, to $75million on 9 Sept 2016. The corporation plans to use the proceeds of the offering as a growth capital for its subsidiary bank and to cater for other financial needs of the company. Sandler O’Neill & Partners solely did the placement of the offering, L.P. exclusively.

The notes will be irretrievable for the first five years, and they are expected to earn a fixed rate of 5.5% for five years. Kroll Bond Rating Agency gave an investment rating grade to the notes. With a stable outlook, the notes rose from BBB- to BBB. his is a very positive outlook for the investment and will give stakeholders stable returns going forward.

According to John Holt the current president and the CEO of NexBank, the additional participation in the offering of senior notes and upgrade of Kroll ratings is a clear indication that NexBank has been strong and has had a continued growth. John said that the NexBank team is pleased to see the high demand from the new and existing investors enable them to increase the offering. Over the last six months, the debt and equity have arisen up to $100 million.

NexBank Capital Inc. is a company that deals with the offering of financial services. The company also provides customized banking services to institutional clients, financial institutions, and corporations worldwide. The company also caters for personal online banking service where their customers can access their account from any part of the world.

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InnovaCare Health – The Leading Provider of Medicare Advantage Plus

Overview – What is Medicare Advantage Plus?

In the United States, Medicare Advantage Plus is increasingly becoming a popular choice for individuals seeking extended medical benefits. In simple terms. Medicare Advantage Plus is a health insurance program, which offers value-added services to the original Medicare Plan A and Medicare Plan B. As such, the original Medicare Plan A and Medicare Plan B are administered by the government. In contrast, Medicare Advantage Plus is overseen by different private health insurance providers who contract with the U.S. government to offer Medicare Advantage Plus. Sometimes, Medicare Advantage Plus is also known as Medicare Plan C.

As suggested, the major difference between Medicare Advantage Plus and the Original Medicare Plan A and Plan B are the value-added services of Plan C, Medicare Advantage Plus. Actually, the original Medicare Plan A provides in-patient hospital, hospice and skilled nursing services according to Penelope Kokkinides. On the other hand, Medicare Plan B covers out-patient fees that may include hospital services such as ER, laboratory, X-rays and diagnostic tests. In addition, the Plan B also includes services of surgeons and physicians.

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However, the Plan C, Medicare Advantage Plus is designed to cover most services that are provided by either the Plan A or Plan B. Apart from these services, the Medicare Advantage Plus also covers certain other medical services such as regular dental and visions checkups.In the recent years, the government has also allowed private healthcare providers to integrate Medicare Plan D. As Plan D mostly covered prescription drug benefits, patients can also get such services from Medicare Advantage Plus program for Rick Shinto. In a nutshell, it will not be an overstatement to suggest that Medicare Advantage Plus tries to cover most of the services offered by Plan A, B and D. In addition, it also offers certain physician practice services.

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Daniel E. Straus, CEO & Chairman of CareOne, InnovaCare Health


InnovaCare Health – Provider of Medicare Advantage Plus

One of the most well-known providers of Medicare Advantage Plus is New Jersey based InnovaCare Health. Since its inception, the company is known for offering diverse and high-quality medical care. In Puerto Rico, the company has the largest medical setup of its kind.

Despite the immense growth of the organization, InnovaCare Health puts people first. As a result, it has created models that are sustainable, cost-effective and fully integrated with advanced technologies. In fact, its programs such as MMM Healthcare Inc. and PMC Medicare Choice Inc. are granted the honor of achieving four-star by CMS.

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Makari: Exquisite Beauty For Dark Complexions


Makari is the first high end luxury cosmetic, skin and hair care company that manufactures products exclusively for dark skinned people. Their wide array of products are made with the world’s finest and purest blends of botanical and natural products that are gentle and effective.

Makari, the Swahili word for beauty, is the very essence of dark skinned beauty. The various skin care lotions and soaps are designed to lighten skin and even out skin tone. No harsh chemicals are used, only those found in nature and rich in antioxidants and other rich hydrating components. Hydroquinones are never used as they are harsh to the skin and not any more effective than naturally occurring plant oils.

Manufactured and researched in Switzerland, Makari has made a name for itself in all things beautiful for dark complexions. Under the standards synonymous with Swiss research, Makari products are tested for safety and efficacy. Makari uses high quality and natural lightening products like carrots, rich in antioxidants such as vitamin A (often labelled as retinol), vitamin C and caviar extract, rich in protein and collagen.

With a variety of creams, lotions and cleansers that include hydrating smoothing oils such as argan and carrot, Makari is the world’s first luxury brand of lightening cosmetics for the discriminating dark skinned men and women.

No other skin care company can lighten skin and tone dark skin like Makari. They are setting the standard for dark beauty on every level for face, hands and body.

Mike Baur Joining Fintech Accelerator Fusion

Mike Baur has long held a position in the private banking industry. Since childhood, his lifelong passion was in financial and banking services. He eventually attended the University of Rochester in New York to receive his MBA. Immediately after, he spent 20 years in the private Swiss banking industry. Over time, he moved up the ladder to hold an executive position at one of the country’s largest private banks.

He felt that he was best able to lend his services by offering advice to young companies. As a result, he becomes a co-founder of the Swiss Start Up Factory. This organization funds and offers advice to new and promising digital startups around the country. After applying, a batch of companies will be chosen to be given personal help from some of the leading Swiss entrepreneurs and business men, including Mike Baur.

There are several different groups that offer similar services, and recently, the Swiss Start Up Factory joined one of them. The Fintech Accelerator Fusion was made to close the gap between the French and the Swiss German components of startups around Switzerland. Together, the accelerators will work to fund all different forms of digital startups around the country.

The two different accelerators complement each other well. They both offer unique insight into the early and prototypical phase of a startup. Together, the two new accelerators will collaborate on the selection process for new companies in order to ensure the best companies are chosen throughout all of Switzerland. In addition, this new cooperative will work closely with universities in the country.

The reason such a cooperative was necessary was because, as Mike Baur put it “linguistic diversity and … regional separation, Switzerland often lacks effective efforts to concentrate these very strengths and resources.” In effect, because of the diversity of the country is so great, it has trouble connecting all the different components of the country into a cohesive entrepreneurial output. Now, however, they can.

A Sucessful Business Leader, Stephen Murray

Starting a career is never easy. The road may even seem never ending. Therefore, learning from successful leaders would benefit anyone, personally and/or in a career.

Colleges, Universities or Trade Schools, offer curriculums, groups, organizations and social networks. They ensure the growth of students: whom are serious to become successful. Learn more about Stephen Murray CCMP Capital:

Success as a student embraces success in the job market. Think of yourself as the next president of the USA, BUT, think outside the box and become a business chairmen and/or a CEO.

One great leader that started in a College, Stephen Murray, has surpassed the reputation of many leaders. His career started when he graduated from College in 1984 with a degree in Economics. After his degree in Economics he entered College in 1989, earning a Master Degree in Business.

A College or University has standards and organizations in place to prepare students for the business world. The extra benefit is to gain an open door to a variety of social networks; as seen with Stephen Murray CCMP Capital. The Educational environment helped Stephen graduate and pursue his career in top niche companies.

He started his career as a Credit Analyst in 1984. Stephen’s educational background blended with positivity, contributing and meeting business needs, moved his career into sucessful over drive by co-founding CCMP Capital. Of course his drive made him a CEO in 2006.

Stephen used his College experience in becoming a member of The Chairman’s Council, Make A Wish Foundation, and a Food Bank Organization.

He served on the board of Aramark, Genetic Power Systems, AMC Entertainment, The Vitamin Shoppe and Legacy Hospital Partners; just to mention a few.

Stephen Murray was an extraordinary leader; As seen in his achievements. His career started as a private equity investor opening the door to becoming a CEO and gaining the prestige of sitting on Boards.

As a great business leader, it is with sadness that he passed away March 15, 2015; at the age of 52. However, Stephens achievements should be a business model to follow, to embark on success.